Attention homeowners: Real estate appraisal services for in Birmingham and Shelby County

The top 7 reasons why AL homeowners use Leavell Evaluation LLC:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a AL property tax assessment
To reduce their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a AL divorce, when real estate property needs to be divided
To determine the true market value of property in question to settle an estate

Need help determining the value of your home in or near Birmingham, AL?
Contact Leavell Evaluation LLC.

We at Leavell Evaluation LLC understand the individual needs of a customer after appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. Being a consumer that most likely doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Leavell Evaluation LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At Leavell Evaluation LLC, we're experienced in helping consumers just like you remove unneeded PMI insurance.

Challenge Shelby county's assessment of your property

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Leavell Evaluation LLC is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Leavell Evaluation LLC can provide you with an expert appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Leavell Evaluation LLC offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.